Money Matters for Real People

Practical insights about starting to invest when you're not sure where to begin. We talk about what actually works—and what to avoid—when building your financial future in Ireland.

Person reviewing investment documents and planning financial strategy
Featured Article

Why Most People Wait Too Long to Start Investing

Everyone says they'll start investing when they earn more. Or when they understand it better. But here's what I've learned working with beginners: waiting doesn't make it easier. It just means less time for your money to grow.

12 February 2025 8 min read
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Recent Insights

No complicated jargon. Just straightforward advice about managing money and making investment decisions that suit your situation.

Financial planning session with investment portfolio review
Getting Started

The Three Accounts Every Beginner Needs

Before jumping into stocks or funds, you need the right structure. A current account isn't enough—and neither is stuffing everything into one savings pot. Let me walk you through what actually makes sense.

Cillian Byrne financial advisor portrait

Cillian Byrne

29 January 2025

6 min
Investment strategy planning with financial documents
Strategy

When Small Regular Investments Beat Big Lump Sums

You don't need thousands saved up to begin. Sometimes putting aside €100 monthly works better than waiting until you have €5,000 ready. The math might surprise you, and the psychology definitely will.

Siobhan Dempsey investment strategist portrait

Siobhan Dempsey

15 January 2025

7 min

What We Focus On

These are the topics we come back to again and again—because they matter most when you're starting out.

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Building Habits

Consistency beats perfection. We write about creating financial routines that stick—not complicated systems you'll abandon after a month.

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Avoiding Mistakes

We've seen the same errors repeated dozens of times. Learn from what trips up other beginners so you can skip those expensive lessons.

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Irish Context

Tax rules here differ from advice you'll find elsewhere. We explain what matters specifically for people investing in Ireland in 2025.