Legal Disclaimer

Effective Date: January 2025

This disclaimer governs your use of lruskep.pro and all related materials provided by Lruskep. By accessing our website and educational content, you acknowledge that you have read, understood, and agree to be bound by the terms outlined below. If you disagree with any part of this disclaimer, please discontinue use of our services immediately.

Educational Purpose Only

All content provided on lruskep.pro, including articles, guides, tutorials, and other materials related to beginner investment strategy, is intended solely for educational and informational purposes. The information presented does not constitute professional financial advice, investment recommendations, or personalized guidance tailored to your specific circumstances.

We aim to help individuals understand basic investment concepts and develop foundational knowledge. However, every person's financial situation differs, and what works for one individual may not be suitable for another. You should always consider your own financial goals, risk tolerance, and personal circumstances before making any investment decisions.

No Professional Advice

Lruskep is not a registered investment advisor, financial planner, or licensed financial professional. We do not provide personalized investment advice or recommendations specific to your individual situation. Our educational materials are designed to help you build general knowledge about investment principles and strategies.

Before making any financial decisions, you should consult with qualified professionals who can assess your unique circumstances. This includes certified financial planners, investment advisors, tax professionals, and legal advisors as appropriate. Professional guidance is particularly important when dealing with significant financial decisions or complex investment situations.

No Guarantees or Warranties

We make no guarantees, warranties, or promises regarding:

  • The accuracy, completeness, or timeliness of information provided on our website
  • Investment performance, returns, or outcomes you may experience
  • The suitability of any investment strategy or approach for your specific situation
  • Your ability to achieve particular financial goals or results
  • The availability or continued operation of our website or services

Financial markets are unpredictable and subject to numerous factors beyond anyone's control. Past performance of any investment strategy or approach does not indicate future results. All investments carry risk, including the potential loss of principal.

Investment involves risk. You may lose some or all of your invested capital. Never invest money you cannot afford to lose or funds needed for essential living expenses.

Information Accuracy and Updates

While we strive to provide accurate and current information, financial markets, regulations, and investment practices change frequently. Information on our website may become outdated without notice. We are not obligated to update content or notify users of changes in the information landscape.

You should verify any information independently before relying on it for decision-making purposes. Market conditions, tax laws, investment regulations, and best practices can shift rapidly, particularly in the dynamic financial sector.

Third-Party Content and Links

Our website may contain references to third-party resources, websites, tools, or services. These references are provided for convenience and educational purposes only. We do not endorse, control, or assume responsibility for any third-party content, products, or services.

When you access third-party websites or resources, you do so at your own risk and subject to their terms and conditions. We are not liable for any damage, loss, or issues arising from your use of third-party services or reliance on external information sources.

Limitation of Liability

Maximum Extent Permitted by Law

To the fullest extent permitted under Irish and European Union law, Lruskep, its directors, employees, partners, and affiliates shall not be held liable for any damages arising from:

  • Use or inability to use our website or educational materials
  • Investment decisions made based on information found on our website
  • Financial losses, missed opportunities, or poor investment performance
  • Errors, omissions, or inaccuracies in our content
  • Unauthorized access to or alteration of your data or communications
  • Any other matter relating to our services or content

Types of Damages Excluded

This limitation applies to all types of damages, including but not limited to direct, indirect, incidental, consequential, punitive, and special damages. It applies whether damages arise from contract, negligence, strict liability, or any other legal theory, even if we have been advised of the possibility of such damages.

User Responsibility

By using lruskep.pro, you acknowledge and accept full responsibility for:

  • Evaluating the accuracy and usefulness of all information provided
  • Seeking professional advice before making financial decisions
  • Understanding the risks associated with any investment approach
  • Conducting your own research and due diligence
  • Complying with all applicable laws and regulations in your jurisdiction

You agree to use our educational materials responsibly and in accordance with all applicable laws. You will not hold Lruskep responsible for any decisions you make based on information found on our website.

No Client Relationship

Your use of lruskep.pro does not create a client relationship, advisory relationship, or fiduciary duty between you and Lruskep. We do not collect personal financial information, analyze your specific situation, or provide tailored recommendations.

Any communication between you and Lruskep, whether through email, contact forms, or other means, does not establish a professional advisory relationship. Such communications are for general inquiry purposes only and should not be considered professional consultation.

This disclaimer is subject to change without notice. Continued use of our website after changes constitutes acceptance of the modified terms. We recommend reviewing this page periodically.

Jurisdiction and Governing Law

This disclaimer is governed by the laws of Ireland and the European Union. Any disputes arising from your use of our website or disagreement with these terms shall be subject to the exclusive jurisdiction of the courts of Ireland.

If any provision of this disclaimer is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect. The invalid provision shall be modified to the minimum extent necessary to make it valid and enforceable.