Who We Are

Lruskep operates from Wellmount Ave, Finglas West, Dublin, D11 F992, Ireland. We provide investment education and guidance for beginners who want to understand how to manage their money better.

When we say "we," "us," or "our" in this policy, we're talking about Lruskep. "You" means anyone who visits our site or uses our services.

What Information We Collect

We only collect information that helps us provide better services to you. Here's what we might gather:

Information You Give Us Directly

• Contact details: Your name, email address, phone number when you reach out or sign up for our resources
• Communication content: Messages you send us through contact forms or email
• Financial background: Basic information about your investment experience level to tailor our educational content appropriately
• Preferences: Your interests in specific investment topics or learning formats

Information We Collect Automatically

• Technical data: IP address, browser type, operating system, device information
• Usage patterns: Which pages you visit, how long you stay, where you click
• Referral source: How you found our website
• Session data: Date and time of your visits

How We Use Your Information

We're pretty straightforward about why we need your data. Here's what we do with it:

• Answer your questions and provide the educational resources you request
• Send you relevant information about investment education topics you've shown interest in
• Improve our website based on how people actually use it
• Ensure our content matches your experience level so you're not overwhelmed or under-served
• Meet our legal obligations, like keeping records for tax purposes
• Protect against fraud or misuse of our services

Legal Basis for Processing

Under GDPR, we need a valid reason to process your personal data. Here are ours:

• Consent: You've given us clear permission to use your information for specific purposes
• Contract: Processing is necessary to provide services you've requested
• Legitimate interests: We have valid business reasons that don't override your rights (like improving our website or preventing fraud)
• Legal obligation: We're required by Irish or EU law to process certain data

You can withdraw consent at any time by contacting us at [email protected]. Withdrawing consent doesn't affect any processing we've already done with your permission.

Who We Share Your Data With

We don't sell your personal information. Period. But we do share it with select third parties who help us run our business:

Service Providers

• Email services: To send you communications you've requested
• Website hosting: To keep our site running and accessible
• Analytics tools: To understand how people use our website
• Payment processors: If you purchase any premium resources or services

All these providers are bound by contracts that require them to protect your data and use it only for the purposes we specify. We choose partners carefully and ensure they meet GDPR standards.

Legal Requirements

Sometimes we're legally required to share information – like responding to valid court orders or cooperating with law enforcement. We'll only do this when legally obligated and will limit disclosure to what's strictly necessary.

Your Rights Under GDPR

Irish and EU law gives you substantial control over your personal data. Here's what you can do:

To exercise any of these rights, email us at [email protected]. We'll respond within one month, though complex requests might take up to three months. We'll explain any delays.

You won't be charged for making these requests, though we might ask for proof of identity to protect against fraud.

How We Protect Your Information

Security isn't just a checkbox for us – it's built into everything we do. Here's how we keep your data safe:

• Encryption: All data transmitted to and from our website uses SSL/TLS encryption
• Access controls: Only authorized team members can access personal data, and only when necessary
• Regular audits: We review our security measures and update them as threats evolve
• Secure storage: Data is stored on servers with industry-standard security protections
• Staff training: Our team understands data protection requirements and their responsibilities
• Incident response: We have procedures to detect, respond to, and report any security breaches

How Long We Keep Your Data

We don't keep personal information longer than necessary. Retention periods depend on why we collected the data and our legal obligations:

• Contact inquiries: Kept for 2 years after our last interaction unless you request earlier deletion
• Marketing preferences: Maintained until you unsubscribe or request removal
• Financial records: Retained for 6 years as required by Irish tax law
• Website analytics: Anonymized after 14 months
• Service delivery data: Kept for the duration of service plus 1 year

After retention periods expire, we securely delete or anonymize your data so it can no longer identify you.

Cookies and Tracking Technologies

Like most websites, we use cookies – small text files stored on your device. They help our site work properly and let us improve your experience.

Types of Cookies We Use

• Essential cookies: Required for basic site functionality like navigation and security
• Performance cookies: Help us understand which pages are popular and how visitors move around the site
• Functional cookies: Remember your preferences so you don't have to re-enter them

You can control cookies through your browser settings. Blocking all cookies might affect site functionality, but essential features will still work.

We use Google Analytics to understand site usage. This creates anonymized data that can't identify you personally. You can opt out using Google's browser plugin if you prefer.

International Data Transfers

Your data is primarily stored within the European Economic Area (EEA). If we need to transfer data outside the EEA, we ensure appropriate safeguards are in place:

• Transfer to countries with adequate protection as determined by the European Commission
• Use of Standard Contractual Clauses approved by the EU
• Verification that recipients participate in approved certification mechanisms

We'll inform you if your data will be transferred internationally and explain the protections in place.

Children's Privacy

Our services are designed for adults. We don't knowingly collect personal information from anyone under 18. If we discover we've inadvertently collected such data, we'll delete it immediately.

If you're a parent or guardian and believe your child has provided us with personal information, please contact us at [email protected].

Changes to This Policy

We review and update this privacy policy regularly to reflect changes in our practices or legal requirements. The effective date at the top shows when it was last updated.

If we make significant changes, we'll notify you by email (if we have your address) or through a prominent notice on our website before the changes take effect.

Continuing to use our services after changes become effective means you accept the updated policy.

Third-Party Links

Our website might link to external sites we don't control. This privacy policy only applies to lruskep.pro. When you click through to another site, their privacy policy governs how they handle your information.

We're not responsible for third-party privacy practices, so please review their policies before sharing personal data.